Funeral Financial Assistance WA and Government Support Guide
The cost of a funeral can place unexpected financial pressure on families at an already difficult time. Many people are unaware that financial assistance and government support may be available in Western Australia to help ease some of this burden while still accessing respectful funeral services in Perth.
This guide explains the main types of financial help available for funerals in Western Australia, including government assistance, Centrelink support, superannuation death benefits and insurance related options. Contact details and official organisations are included so families can access accurate and current information directly.
Is Financial Assistance Available for Funerals in Western Australia
Financial assistance for funerals in Western Australia may be available depending on individual circumstances. Eligibility can be influenced by financial hardship, Centrelink or pension status, the estate of the deceased, superannuation death benefits and insurance policies. Availability of assistance and amounts granted vary, and not all families will qualify for every type of support. Understanding funeral costs in Perth early can help families make informed decisions while exploring assistance options.
Western Australian Bereavement Assistance Program
The Bereavement Assistance Program is provided by the Western Australian Government through the Department of Communities. It is designed to support eligible families experiencing significant financial hardship who are unable to meet essential funeral expenses. The program may provide a partial contribution toward basic funeral costs where no other immediate funds are available. Applications and eligibility assessments are managed directly by the Department of Communities.
Department of Communities
Bereavement Assistance Program
General enquiries phone 1800 176 888
Centrelink and Federal Government Bereavement Support
Some families may be eligible for bereavement payments through Centrelink. These payments can assist with short term financial stability following the death of a partner or dependent. Support may include bereavement payments for surviving partners and temporary continuation of certain Centrelink benefits. Eligibility and payment amounts depend on the type of payment received and individual circumstances.
Services Australia
Centrelink bereavement support
Phone 132 300
Superannuation and Death Benefits
Many Australians have life insurance attached to their superannuation accounts. Superannuation death benefits may be released following a death and can assist with funeral expenses and other immediate costs. Superannuation benefits may include death benefit payouts, insurance benefits linked to super accounts and payments made to eligible dependants or the legal personal representative of the estate. Families should contact the deceased person’s superannuation fund directly. If the fund is unknown, it may be located through Australian Taxation Office superannuation search services.
Australian Taxation Office
Superannuation enquiries
Phone 13 10 20
Funeral Insurance Prepaid Funerals and Funeral Bonds
Some individuals hold funeral insurance policies, prepaid funeral plans or funeral bonds. These products may cover funeral costs either fully or partially depending on the policy terms. Families are encouraged to locate any policy documents and contact the provider directly to confirm benefit amounts, exclusions, waiting periods and what funds are immediately payable. If a prepaid funeral was arranged through a funeral home, the funeral home should be contacted directly with the policy details.
Australian Securities and Investments Commission
Financial consumer information
Phone 1300 300 630
Choosing Affordable Funeral Options in Perth
Families managing costs still have access to respectful and dignified funeral options. These may include direct cremation, simple unattended services, smaller private gatherings or memorial services held separately at a later date. Families may also wish to explore broader cremation services in Perth to compare inclusions and costs.
Discussing options early with a funeral director can help families balance personal wishes with financial considerations while maintaining dignity and care.
Legal and Administrative Support Services in Western Australia
Some families require assistance with estate administration, wills, probate and legal matters following a death. Support services are available to provide guidance and representation where appropriate.
Legal Aid Western Australia
Phone 1300 650 579
Public Trustee Western Australia
Phone 1300 746 212
When to Seek Direct Assistance
If you are unsure which assistance may be available, whether you qualify, or how funding can be accessed, it is recommended that you contact the relevant organisations directly. They can assess your personal circumstances confidentially and provide the most accurate advice. If you would like assistance understanding funeral services in Perth alongside financial considerations, speaking with a funeral director can provide calm, informed and private guidance during a difficult time.
